Is Your Energy Asset Actually Insured?
A solar system in Baja is a high-value real estate asset. Without proper underwriting, professional service records, and hurricane-rated engineering, your investment is a liability. We provide the “Claim Guard” needed for total peace of mind.
Insurance Underwriting
Most standard home insurance policies in Mexico do not automatically cover solar arrays. We work with major carriers like GNP and Quálitas to provide the technical SLDs and valuation reports required to officially underwrite your system.
Warranty Life-Cycle Guard
Manufacturers like Sol-Ark and EG4 require “Certified Maintenance Records” to honor 10-year warranties. If your system fails and you haven’t performed scheduled thermal audits, your claim will be denied. We automate this for you.
Post-Storm Claim Protocol
If a hurricane hits, the difference between a payout and a loss is documentation. We provide “Pre-Storm Engineering Certification” that proves your array was structural and compliant, making insurance denials nearly impossible.
The Mexican Asset Endorsement
In Mexico, solar systems are considered “Permanent Improvements” (Mejoras Permanentes). To be covered against Pacific Tropical Storms, they must be listed as a line-item endorsement (Endoso) on your policy.
Our 22 years of licensed USA engineering blueprints provide the **Technical Proof of Compliance** that Mexican adjusters demand when approving high-value energy storage coverage.
Underwriting Checklist
- Valuation Report: Verified replacement cost of hardware.
- Wind-Load Cert: Proof of 180MPH structural engineering.
- Service Log: Current 4-month maintenance record.
- NEC Compliance: Grounding/Bonding safety verification.
- Photos: High-res date-stamped thermal installation logs.
The 4-Step Claim Guard
What to do if your property sustains storm damage.
Secure Your Energy Investment
We provide complimentary “Insurance Readiness Audits” for luxury estates in Pedregal, Palmilla, and Querencia.
Request Asset Audit (WhatsApp)